• Conducts daily monitoring of the credit portfolio
• Prepares reports approved by the department
• Analyzes the effectiveness of the scoring system
• Performs analysis based on call listening and documents deficiencies
• Records violations of monitoring guidelines
• Collaborates closely with the Centralized Credit Approval, Sales, and Control Teams during the monitoring process
• Ensures compliance with FAZ rules during desktop monitoring
• Informs management of any suspicious cases
• Prepares proposals to improve the general credit process
• Prepares and submits proposals to the committee for restructuring suitable client loans
• Contributes to departmental activities within rules set by the supervisor and participates in field monitoring when needed

LANGUAGE SKILLS

• Fluent in Azerbaijani; English and Russian at conversational level are considered an advantage
• Ability to understand English banking terminology

COMPUTER SKILLS

• Proficiency in Microsoft Office programs: Excel, Word, PowerPoint

Interested candidates can apply by clicking the link provided in the "Apply" button.

• Bachelor’s degree in Finance, Economics, or a related field required. Master’s degree is preferred.
• At least 3 years of experience in credit risk, analytics, monitoring, or underwriting
• Minimum 1 year of experience specifically in credit risk
• Experience with scoring systems, vintage, migration, roll rate, diversification reports, and stress test scenarios is essential
• Strong verbal communication and active listening skills
• Familiarity with lending, approval, credit risk, and monitoring procedures
• Meeting departmental KPIs as defined internally